Payments
Cross-border payments in minutes, 24/7
- One Rail per route: currencies, partners and rules set up for you
- T+0 settlement, FX on 25+ currencies
- Instant euro to stablecoin on/off ramp
- Programmable payment flows
On-chain infrastructure for corporates and institutions
On-chain treasury, payments and wealth.
We bring corporates, banks and wealth managers onto blockchain Rails. We select and integrate licensed providers, write the governance and run operations. The client keeps the keys.
Settled in minutesT+0 · 24/7
Licensed partners onlyMiCA · EU
No client assets heldthe client keeps the keys
01The problem
The Rails are here. So are the rules. Three things are missing.
01
Knowledge
Little in-house expertise on providers, protocols and best practice. Lots of noise, few references, no standards.
02
Security
Keys, wallets, counterparties. One mistake is irreversible and the reputational cost is high.
03
Complexity
Four or more providers to select, integrate and govern, plus compliance mapping.
Building in-house takes 12–24 months and a dedicated team, with a setup that may be obsolete on arrival.
Waiting costs money. Cash sits idle in low-yield accounts and cross-border payments still take days.
02What we do
One integration to the full digital-asset stack.
We select, integrate and govern licensed providers for you. You deal with a single counterpart.
Treasury
Idle cash earning from day one
- Tokenized money-market funds with instant liquidity
- ERP and TMS integrations
- Roles, signatures and limits set with you
Wealth managementComing soon
On-chain products for asset and wealth managers
- White-label custody layer for banks
- Tokenized funds, AMCs and ETPs
- Selection and due diligence of issuing partners
Asset-light and licence-free: we hold no client assets. Ramps, custody and funds run through licensed partners. The client keeps the keys, in its own vault.
An example
Euro in, local currency out.
A payment to Nigeria today costs between 6 and 10% and takes days.
On the stablecoin Rail it costs between 0.2 and 0.4% and settles in minutes, weekends included.
EUR
Rail
EUR → NGN
EUR → NGN
Traditional banking
6.000–10.000
estimated cost, EUR · 6–10%
- Time
- days
- Hours
- business days
Switchyard Rail
200–400
estimated cost, EUR · 0.2–0.4%
- Time
- minutes
- Hours
- 24/7
Estimated saving, EUR5.600–9.800
Indicative estimate based on average costs of payments to Nigeria. Source: World Bank, Remittance Prices Worldwide; Switchyard analysis. Actual cost depends on amounts, counterparties and partners.
03Why now
Regulation has cleared the path. The Rails are ready.
The market has moved from experiments to institutional volumes.
USD310bn+
stablecoins in circulation
USD226bn
B2B payments settled in stablecoins per year, +733% year on year
USD31bn
tokenized real-world assets, +400% since early 2025
90%
of financial institutions in proof of concept or already in production
MiCA fully applicable in the European Union
GENIUS Act: US federal stablecoin law
Institutions move from pilots to production
Sources: Artemis, Castle Island, Dragonfly; McKinsey; US Treasury; Fireblocks 2025; EY-Parthenon.
04Who we serve
Three clients, one stack.
Banks and financial institutions
Feasibility study and proof of concept on a real Rail, then integration, monitoring and technical advisory.
Request a feasibility study →Corporates
Cross-border payments, custody and treasury set up around your flows, with ongoing support.
Size your case →Asset and wealth managers
White-label custody and tokenized products to offer your clients.
05Method
From the first Rail to daily operations.
01
Assessment
Flows, jurisdictions, compliance requirements. Where the on-chain Rail pays off, and where it does not.
02
Proof of concept
The first Rail, on real payment routes and amounts, with licensed partners and rules written before going live.
03
Integration
Custody, ramps, ERP and TMS. Governance, roles and limits defined with your team.
04
Operations
Monitoring, support and ongoing optimisation of costs and yields.
Live in weeks, not in 12–24 months.
Contact
Who are you?
For banks and institutions.
We start with a feasibility study and a proof of concept on a real Rail: payments and tokenized money-market funds.
Tell us where you stand. We will propose a two-phase path, with timing and costs.
For corporates.
Tell us where you pay and how much. We show you costs and timing on the stablecoin Rail, based on your own flows.
No commitment: the first assessment tells us whether it pays off.